Privacy Policy

1. Who We Are

Vale Kapmere operates this website and provides an AI-driven data analysis platform supporting structured, drawdown-aware liquidity decisions for German SMBs. References to "we," "us," or "our" throughout this policy refer to Vale Kapmere. For questions regarding this policy, please use the contact details provided on our Contact page.

2. Information We Collect

We may collect the following categories of information when you interact with our website or services:

• Contact information you voluntarily provide, such as your name, company name, email address, and phone number, typically submitted through a form (e.g., "Request Analysis").
• Business information relevant to a requested analysis, which you choose to share with us during consultation or onboarding.
• Technical information collected automatically, such as IP address, browser type, device information, and pages visited, typically gathered through standard web server logs or cookies.
• Communication records, including correspondence you send to us via email, contact forms, or other channels.

3. How We Use Information

Information collected through this website is used for purposes that may include:

• Responding to inquiries and requests submitted through our contact or lead forms.
• Providing, operating, and improving our website and the services we describe to prospective and existing clients.
• Maintaining the security, integrity, and proper functioning of our website.
• Complying with applicable legal obligations and responding to lawful requests from public authorities.
• Internal record-keeping and administrative purposes related to our business relationship with you.

4. Legal Basis for Processing

Where applicable data protection law requires a legal basis for processing personal data, we rely on one or more of the following: your consent, the necessity of processing to take steps prior to entering into a contract or to perform a contract with you, compliance with a legal obligation, or our legitimate interests in operating and improving our website and services, provided those interests are not overridden by your rights and freedoms.

5. Cookies and Similar Technologies

Our website may use cookies and similar tracking technologies to support basic functionality, remember preferences, and understand how visitors use our site. You can control or disable cookies through your browser settings; however, doing so may affect certain features of the website. Where required by applicable law, we will seek your consent before placing non-essential cookies on your device.

6. Sharing of Information

We do not sell personal information. We may share information with:

• Service providers who support our website hosting, communications, or business operations, acting on our instructions and subject to appropriate confidentiality obligations.
• Professional advisors, such as legal or accounting advisors, where necessary for our legitimate business purposes.
• Public authorities, where disclosure is required to comply with a legal obligation, court order, or governmental request.
• A successor entity in the event of a merger, acquisition, or sale of business assets, subject to equivalent confidentiality protections.

7. Data Retention

We retain personal information only for as long as necessary to fulfil the purposes outlined in this policy, including any legal, accounting, or reporting requirements. Retention periods may vary depending on the nature of the information and the context in which it was collected.

8. Data Security

We implement reasonable technical and organizational measures designed to protect personal information against unauthorized access, loss, misuse, or alteration. However, no method of transmission over the internet or electronic storage is completely secure, and we cannot guarantee absolute security of information transmitted to or stored on our systems.

9. International Data Transfers

If information is transferred to, stored, or processed in a country other than your own, we aim to ensure that appropriate safeguards are in place consistent with applicable data protection requirements. Specific transfer mechanisms, where relevant, would be described in supplementary documentation tailored to our actual data flows.

10. Your Rights

Depending on applicable law, you may have rights in relation to your personal data, which may include the right to request access to, correction of, deletion of, or restriction on the processing of your information, the right to object to certain processing, and the right to data portability. You may also have the right to withdraw consent at any time where processing is based on consent, and the right to lodge a complaint with a relevant supervisory authority. To exercise any of these rights, please contact us using the details on our Contact page.

11. Children's Privacy

Our website and services are intended for business audiences and are not directed to children. We do not knowingly collect personal information from children, and if we become aware that we have inadvertently done so, we will take steps to delete such information.

12. Third-Party Links

Our website may contain links to third-party websites or services. We are not responsible for the privacy practices or content of such third parties, and we encourage you to review their respective privacy policies before providing any personal information.

13. Changes to This Policy

We may update this Privacy Policy from time to time to reflect changes in our practices, technologies, legal requirements, or other factors. Any updates will be posted on this page, and where appropriate, we will provide additional notice of material changes.

14. Contact Us

If you have questions, concerns, or requests regarding this Privacy Policy or our data practices, please reach out to us through the contact information provided on our Contact page.